Please take this sensible advice and make sure that your mortgage, insurance and other finance outlays can still be be paid each month should you suffer from either an accident, sickness or unemployment, before you are in the red. 

 accident~sickness~unemployment

  Replacing your income or at least a good part of it should you become unemployed or sick is absolutely essential to ensure you keep a roof over your head and food on the table do not make the mistake that you will get sufficient hand outs from the state. We can provide you with Statistics which bear out the above statement. Failure to pay your mortgage for even a short perio